Consolidating dental school loans

25-Sep-2017 11:27

consolidating dental school loans-5

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Your goal is to reduce your loan principal so that your monthly payments decrease.

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According to Doc Benjamins, an affiliate of Make Lemonade that is focused exclusively on new student loans and student loan refinancing for dentists, doctors, pharmacists and veterinarians, your cost savings can be even higher given the average student loan debt balance upon graduation for each degree type: Dental School: 0,000 Medical School: 0,000 Pharmacy School: 0,000 Veterinary School: 0,000 It is no secret that private student loan lenders have strict underwriting criteria.Student loan lenders will focus on your debt-to-income ratio, which is the ratio of your total monthly income compared with your monthly debt obligations.For example, if you have ,000 of monthly income and ,000 of monthly debt expenses, then your debt-to-income ratio is 30%.By lending you money, private lenders are putting their own capital at risk (not the federal government’s money).

As such, private student loan companies lend to borrowers who they believe will repay their student loans.You should be employed or have a written job offer when you apply to refinance student loans.

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